If you live in or deal with the EU, or you want the most regulation-friendly dollar stablecoin, hold USDC. If you trade across many exchanges, use Tron for cheap transfers, or need the deepest global liquidity, USDT is still the practical choice. Many people split between the two. Either way, you can switch between them with a no-account swap in a few minutes. Why is everyone asking “USDT or USDC?” right now? October 2026 gave…